You will likely have to purchase it between 10 and 30 days before your departure.You may have to cancel more than 48 hrs before the departure date.You may have to insure 100% of your trip.There are some rules applicable to purchasing this option: The purchase of this option will allow you to recover the pre-paid, non-refundable costs of your trip cancelled for any reason. There is another way around the limitations of the basic policy: a cancellation for any reason option. Cancellation because of employment requirements.Cancellation due to the airline/travel company going out of business.Cancellation due to pre-existing medical conditions.These are some of the waivers that may be added to a basic policy: Some of these policy exclusions may be waived when you purchase different waivers to the basic plan. It may be costly to assume your reason for cancelling is valid, when it is excluded by the policy. The length of the list of situations not covered by can a bit daunting, but you need to understand the policy you are purchasing.
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